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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,458 | $70,366+0.1% | $66,674+5.7% | $138,895-49.3% |
| Participation rate | 95.2% | 76.2%+19.1pp | 73.7%+21.6pp | 79.9%+15.3pp |
| Annual return | 15.41% | 386.41%-371.0pp | 321.24%-305.8pp | 145.39%-130.0pp |
| Employer contribution / active EE | $6,036 | $2,765+118.3% | $2,620+130.4% | $4,194+43.9% |
| Participant deferral / active EE | $3,206 | $4,374-26.7% | $4,084-21.5% | $6,396-49.9% |
| Admin fee / account holder | $6,363 | $5,262+20.9% | $5,098+24.8% | $12,562-49.4% |