Retirement plan

PHOENIX 401(K) PLAN

Name: PHOENIX MANAGEMENT, INC. - PHOENIX 401(K) PLAN (2025) Form 5500
Creator: PHOENIX MANAGEMENT, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PHOENIX 401(K) PLAN, PHOENIX MANAGEMENT, INC.

PHOENIX MANAGEMENT, INC.EIN 74-2641906Plan #003PY 2025

2000 WINDY TERRACE, SUITE 5A - CEDAR PARK, TX 78613512-335-5663

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$16.4M

+11.2% from 2024

Total participants

511

-4.5% from 2024

Average account balance

$35,685

+18.5% from 2024

Annual return

13.48%

+2.87 pp from 2024

Benchmarks

See 311 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants250-999

Cohort311 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$16.38M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$36K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

459

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

86.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.13M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.48%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$450

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
ATLASMARK FINANCIAL, INC3 years Filed as: ATLASMARK FINANCIAL, INC. Service code 16 12466 LOS INDIOS TRAIL · AUSTIN, TX 78729	Consulting	$113,300
JULY BUSINESS SERVICES1 year Filed as: JULY BUSINESS SERVICES LLC Service code 15 · EIN 74-2715820 P.O. BOX 2208 · WACO, TX 76703	Recordkeeping	$70,432
PEGGY S. EDGE, CPA, LLC11+ years Service code 10 P.O. BOX 204151 · AUSTIN, TX 78720	Accounting	$9,500
EMPLOYEE FIDUCIARY, LLC3 years Filed as: EMPLOYEE INCENTIVE PLANS, INC. Service code 12 12466 LOS INDIOS TRAIL · AUSTIN, TX 78729	Participant communication; Recordkeep...	$0
FIDELITY INVESTMENTS INSTITUTIONAL3 years Filed as: FIDELITY BROKERAGE SERVICES, INC. Service code 12 200 SEAPORT BLVD. · BOSTON, MA 02210	Other services; Custodial (securities...	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$207K

$551 / participant

Recordkeeping$54K26.2%
Investment mgmt$113K54.8%
Contract admin$26K12.4%
Other / not subdivided$13K6.5%

% of EOY assets

1.261%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PEGGY S. EDGE, CPA, LLC
Auditor EIN: 264527814
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$35,685

$51,878-31.2%

$68,368-47.8%

$79,634-55.2%

Participation rate

86.1%

53.7%+32.4pp

73.8%+12.4pp

62.5%+23.6pp

Annual return

13.48%

137.43%-123.9pp

292.57%-279.1pp

36.46%-23.0pp

Employer contribution / active EE

$4,602

$1,931+138.3%

$2,649+73.7%

$2,529+82.0%

Participant deferral / active EE

$1,079

$2,577-58.2%

$4,123-73.8%

$3,835-71.9%

Admin fee / account holder

$450

$942-52.2%

$5,150-91.3%

$1,002-55.1%

Provider

Service type

Compensation

ATLASMARK FINANCIAL, INC3 years

Filed as: ATLASMARK FINANCIAL, INC.

Service code 16

12466 LOS INDIOS TRAIL · AUSTIN, TX 78729

Consulting

$113,300

JULY BUSINESS SERVICES1 year

Filed as: JULY BUSINESS SERVICES LLC

Service code 15 · EIN 74-2715820

P.O. BOX 2208 · WACO, TX 76703

Recordkeeping

$70,432

PEGGY S. EDGE, CPA, LLC11+ years

Service code 10

P.O. BOX 204151 · AUSTIN, TX 78720

Accounting

$9,500

EMPLOYEE FIDUCIARY, LLC3 years

Filed as: EMPLOYEE INCENTIVE PLANS, INC.

Service code 12

12466 LOS INDIOS TRAIL · AUSTIN, TX 78729

Participant communication; Recordkeep...

FIDELITY INVESTMENTS INSTITUTIONAL3 years

Filed as: FIDELITY BROKERAGE SERVICES, INC.

Service code 12

200 SEAPORT BLVD. · BOSTON, MA 02210

Other services; Custodial (securities...

PHOENIX 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PHOENIX 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion