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| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC3 years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $28,077 |
ADKF3 years Service code 10 · EIN 74-2606559 | Accounting | $26,000 |
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $20,194 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,972 | $29,051-14.0% | $52,425-52.4% | $67,986-63.3% |
| Participation rate | 80.8% | 30.4%+50.4pp | 55.6%+25.2pp | 57.2%+23.6pp |
| Annual return | 13.00% | 24.00%-11.0pp | 302.12%-289.1pp | 31.67%-18.7pp |
| Employer contribution / active EE | $1,327 | $412+222.2% | $914+45.1% | $2,019-34.3% |
| Participant deferral / active EE | $1,299 | $873+48.8% | $1,790-27.4% | $3,358-61.3% |
| Admin fee / account holder | $310 | $2,113-85.3% | $2,495-87.6% | $3,203-90.3% |