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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,451 | $106,749+314.5% | $145,433+204.2% | $82,448+436.6% |
| Participation rate | 90.3% | 75.6%+14.7pp | 82.1%+8.2pp | 68.1%+22.3pp |
| Annual return | 15.64% | 27.59%-12.0pp | 66.58%-50.9pp | 41.64%-26.0pp |
| Employer contribution / active EE | $8,385 | $3,444+143.4% | $4,554+84.1% | $2,551+228.7% |
| Participant deferral / active EE | $9,804 | $6,519+50.4% | $7,897+24.1% | $4,139+136.8% |
| Admin fee / account holder | $9,584 | $8,390+14.2% | $13,129-27.0% | $7,234+32.5% |