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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,957 | $71,208-11.6% | $93,681-32.8% | $80,911-22.2% |
| Participation rate | 32.5% | 60.4%-27.9pp | 68.7%-36.2pp | 67.6%-35.1pp |
| Annual return | 11.14% | 11.27%-0.1pp | 133.47%-122.3pp | 35.63%-24.5pp |
| Employer contribution / active EE | $615 | $1,564-60.7% | $2,422-74.6% | $2,756-77.7% |
| Participant deferral / active EE | $2,023 | $4,035-49.9% | $4,415-54.2% | $4,297-52.9% |
| Admin fee / account holder | $10,993 | $6,951+58.2% | $8,290+32.6% | $6,935+58.5% |