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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,185 | $102,422+196.0% | $147,117+106.1% | $80,959+274.5% |
| Participation rate | 88.9% | 75.9%+13.0pp | 82.2%+6.7pp | 67.7%+21.2pp |
| Annual return | 9.46% | 135.16%-125.7pp | 420.54%-411.1pp | 35.67%-26.2pp |
| Employer contribution / active EE | $956 | $3,717-74.3% | $4,932-80.6% | $2,757-65.3% |
| Participant deferral / active EE | $7,534 | $6,652+13.3% | $8,065-6.6% | $4,300+75.2% |
| Admin fee / account holder | $40,768 | $7,953+412.6% | $12,993+213.8% | $6,925+488.7% |