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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,539 | $106,749+23.2% | $145,433-9.6% | $82,448+59.5% |
| Participation rate | 92.0% | 75.6%+16.4pp | 82.1%+9.9pp | 68.1%+23.9pp |
| Annual return | 17.40% | 27.59%-10.2pp | 66.58%-49.2pp | 41.64%-24.2pp |
| Employer contribution / active EE | $4,616 | $3,444+34.0% | $4,554+1.4% | $2,551+81.0% |
| Participant deferral / active EE | $9,600 | $6,519+47.3% | $7,897+21.6% | $4,139+131.9% |
| Admin fee / account holder | $1,803 | $8,390-78.5% | $13,129-86.3% | $7,234-75.1% |