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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,250 | $196,972-67.9% | $182,262-65.3% | $198,609-68.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 9.57% | 158.27%-148.7pp | 140.60%-131.0pp | 202.70%-193.1pp |
| Employer contribution / active EE | $14,933 | $5,364+178.4% | $5,046+196.0% | $5,055+195.4% |
| Participant deferral / active EE | $0 | $8,643-100.0% | $8,276-100.0% | $6,977-100.0% |
| Admin fee / account holder | $384 | $18,429-97.9% | $16,712-97.7% | $19,030-98.0% |