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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,371 | $78,690+35.2% | $161,489-34.1% | $87,485+21.6% |
| Participation rate | 98.8% | 67.5%+31.3pp | 78.7%+20.1pp | 68.9%+29.9pp |
| Annual return | 15.79% | 32.74%-17.0pp | 89.72%-73.9pp | 26.06%-10.3pp |
| Employer contribution / active EE | $7,005 | $2,588+170.7% | $4,268+64.1% | $2,596+169.8% |
| Participant deferral / active EE | $3,147 | $3,311-4.9% | $5,630-44.1% | $4,274-26.4% |
| Admin fee / account holder | $7,263 | $6,724+8.0% | $16,006-54.6% | $7,775-6.6% |