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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,371 | $76,407+39.2% | $150,298-29.2% | $82,448+29.0% |
| Participation rate | 98.8% | 66.4%+32.4pp | 77.8%+21.0pp | 68.1%+30.7pp |
| Annual return | 15.79% | 39.99%-24.2pp | 62.79%-47.0pp | 41.64%-25.9pp |
| Employer contribution / active EE | $7,005 | $2,614+168.0% | $4,154+68.6% | $2,551+174.6% |
| Participant deferral / active EE | $3,147 | $3,214-2.1% | $5,453-42.3% | $4,139-24.0% |
| Admin fee / account holder | $7,263 | $6,352+14.3% | $14,116-48.5% | $7,234+0.4% |