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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,549 | $183,539-85.5% | $155,556-82.9% | $145,897-81.8% |
| Participation rate | 55.6% | 82.7%-27.2pp | 78.2%-22.7pp | 80.3%-24.8pp |
| Annual return | 15.44% | 61.31%-45.9pp | 64.84%-49.4pp | 552.29%-536.8pp |
| Employer contribution / active EE | $1,905 | $5,315-64.2% | $4,675-59.3% | $4,663-59.1% |
| Participant deferral / active EE | $2,948 | $6,467-54.4% | $5,631-47.6% | $6,689-55.9% |
| Admin fee / account holder | $3,990 | $19,275-79.3% | $15,885-74.9% | $13,390-70.2% |