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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,354 | $155,555-94.0% | $146,866-93.6% | $155,188-94.0% |
| Participation rate | 72.7% | 84.0%-11.2pp | 82.5%-9.8pp | 80.8%-8.1pp |
| Annual return | 21.34% | 115.41%-94.1pp | 102.85%-81.5pp | 148.84%-127.5pp |
| Employer contribution / active EE | $1,524 | $4,647-67.2% | $4,425-65.5% | $4,248-64.1% |
| Participant deferral / active EE | $2,479 | $8,044-69.2% | $7,759-68.0% | $6,531-62.0% |
| Admin fee / account holder | $1,286 | $14,755-91.3% | $13,620-90.6% | $14,480-91.1% |