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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,354 | $162,136-94.2% | $152,301-93.9% | $154,746-94.0% |
| Participation rate | 72.7% | 84.1%-11.4pp | 82.4%-9.7pp | 80.7%-8.0pp |
| Annual return | 21.34% | 91.02%-69.7pp | 80.50%-59.2pp | 172.34%-151.0pp |
| Employer contribution / active EE | $1,524 | $4,890-68.8% | $4,624-67.0% | $4,379-65.2% |
| Participant deferral / active EE | $2,479 | $8,341-70.3% | $8,004-69.0% | $6,730-63.2% |
| Admin fee / account holder | $1,286 | $15,759-91.8% | $14,398-91.1% | $14,365-91.1% |