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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,978 | $88,778-57.2% | $81,844-53.6% | $145,884-74.0% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 11.23% | 1033.03%-1021.8pp | 778.87%-767.6pp | 551.85%-540.6pp |
| Employer contribution / active EE | $1,756 | $3,087-43.1% | $2,916-39.8% | $4,662-62.3% |
| Participant deferral / active EE | $2,737 | $4,648-41.1% | $4,323-36.7% | $6,690-59.1% |
| Admin fee / account holder | $136,205 | $8,430+1515.7% | $7,355+1751.7% | $13,392+917.1% |