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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,978 | $88,710-57.2% | $81,783-53.6% | $145,959-74.0% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 11.23% | 1027.26%-1016.0pp | 775.05%-763.8pp | 561.95%-550.7pp |
| Employer contribution / active EE | $1,756 | $3,083-43.0% | $2,913-39.7% | $4,661-62.3% |
| Participant deferral / active EE | $2,737 | $4,645-41.1% | $4,320-36.6% | $6,689-59.1% |
| Admin fee / account holder | $136,205 | $8,407+1520.1% | $7,380+1745.6% | $13,398+916.6% |