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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,781 | $81,358-5.6% | $155,556-50.6% | $80,959-5.2% |
| Participation rate | 62.5% | 66.3%-3.8pp | 78.2%-15.7pp | 67.7%-5.2pp |
| Annual return | 15.72% | 33.39%-17.7pp | 64.84%-49.1pp | 35.67%-20.0pp |
| Employer contribution / active EE | $796 | $3,106-74.4% | $4,675-83.0% | $2,757-71.1% |
| Participant deferral / active EE | $1,679 | $3,455-51.4% | $5,631-70.2% | $4,300-61.0% |
| Admin fee / account holder | $759 | $7,994-90.5% | $15,885-95.2% | $6,925-89.0% |