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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,525 | $209,336-1.8% | $197,124+4.3% | $137,256+49.7% |
| Participation rate | 87.5% | 87.3%+0.2pp | 86.7%+0.8pp | 80.0%+7.5pp |
| Annual return | 18.28% | 48.09%-29.8pp | 44.34%-26.1pp | 220.34%-202.1pp |
| Employer contribution / active EE | $2,101 | $6,591-68.1% | $6,227-66.3% | $4,156-49.4% |
| Participant deferral / active EE | $9,238 | $9,614-3.9% | $9,135+1.1% | $6,407+44.2% |
| Admin fee / account holder | $2,030 | $17,308-88.3% | $16,298-87.5% | $12,270-83.5% |