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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,525 | $212,386-3.2% | $199,883+2.8% | $138,895+48.0% |
| Participation rate | 87.5% | 87.4%+0.1pp | 86.8%+0.7pp | 79.9%+7.6pp |
| Annual return | 18.28% | 47.75%-29.5pp | 43.81%-25.5pp | 145.39%-127.1pp |
| Employer contribution / active EE | $2,101 | $6,625-68.3% | $6,261-66.4% | $4,194-49.9% |
| Participant deferral / active EE | $9,238 | $9,617-3.9% | $9,138+1.1% | $6,396+44.4% |
| Admin fee / account holder | $2,030 | $18,233-88.9% | $17,268-88.2% | $12,562-83.8% |