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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,951 | $88,815+83.5% | $81,882+99.0% | $145,897+11.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 14.78% | 1033.75%-1019.0pp | 779.47%-764.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $6,573 | $3,086+113.0% | $2,916+125.4% | $4,663+41.0% |
| Participant deferral / active EE | $9,134 | $4,647+96.5% | $4,323+111.3% | $6,689+36.5% |
| Admin fee / account holder | $1,169 | $8,434-86.1% | $7,360-84.1% | $13,390-91.3% |