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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP7 years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Re... | $54,747 |
Filed as: ALERA INVESTMENT ADVISORS, LLC Service code 27 · EIN 82-1301707 | Advisory (Plan) | $28,405 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,787 | $65,946-67.0% | $81,783-73.4% | $77,671-71.9% |
| Participation rate | 56.6% | 65.8%-9.2pp | 72.4%-15.8pp | 70.6%-14.0pp |
| Annual return | 14.22% | 26.65%-12.4pp | 775.05%-760.8pp | 31.21%-17.0pp |
| Employer contribution / active EE | $527 | $2,371-77.8% | $2,913-81.9% | $2,726-80.7% |
| Participant deferral / active EE | $1,411 | $3,507-59.7% | $4,320-67.3% | $4,648-69.6% |
| Admin fee / account holder | $115 | $527-78.2% | $7,380-98.4% | $430-73.4% |