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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,640 | $102,385+95.0% | $147,080+35.7% | $80,935+146.7% |
| Participation rate | 58.6% | 75.9%-17.3pp | 82.2%-23.6pp | 67.7%-9.1pp |
| Annual return | 13.17% | 135.09%-121.9pp | 420.17%-407.0pp | 35.66%-22.5pp |
| Employer contribution / active EE | $1,511 | $3,717-59.4% | $4,933-69.4% | $2,757-45.2% |
| Participant deferral / active EE | $7,228 | $6,651+8.7% | $8,066-10.4% | $4,299+68.1% |
| Admin fee / account holder | $13,543 | $7,951+70.3% | $12,989+4.3% | $6,924+95.6% |