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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,103 | $138,386-48.6% | $184,260-61.4% | $80,935-12.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 16.62% | 20.02%-3.4pp | 28.84%-12.2pp | 35.66%-19.0pp |
| Employer contribution / active EE | $2,663 | $4,851-45.1% | $6,427-58.6% | $2,757-3.4% |
| Participant deferral / active EE | $2,707 | $7,076-61.7% | $9,133-70.4% | $4,299-37.0% |
| Admin fee / account holder | $6,251 | $10,489-40.4% | $13,898-55.0% | $6,924-9.7% |