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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,103 | $138,366-48.6% | $184,185-61.4% | $80,911-12.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 16.62% | 20.02%-3.4pp | 28.81%-12.2pp | 35.63%-19.0pp |
| Employer contribution / active EE | $2,663 | $4,849-45.1% | $6,426-58.6% | $2,756-3.4% |
| Participant deferral / active EE | $2,707 | $7,074-61.7% | $9,132-70.4% | $4,297-37.0% |
| Admin fee / account holder | $6,251 | $10,484-40.4% | $13,909-55.1% | $6,935-9.9% |