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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,376 | $81,262+337.3% | $155,602+128.4% | $80,911+339.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 11.65% | 33.34%-21.7pp | 64.81%-53.2pp | 35.63%-24.0pp |
| Employer contribution / active EE | $22,209 | $3,102+616.0% | $4,675+375.0% | $2,756+705.9% |
| Participant deferral / active EE | $9,266 | $3,451+168.5% | $5,629+64.6% | $4,297+115.6% |
| Admin fee / account holder | $2,344 | $7,992-70.7% | $15,923-85.3% | $6,935-66.2% |