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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,787 | $89,259+1.7% | $107,187-15.3% | $82,637+9.9% |
| Participation rate | 98.3% | 67.9%+30.3pp | 75.0%+23.3pp | 68.1%+30.2pp |
| Annual return | 12.25% | 21.02%-8.8pp | 204.55%-192.3pp | 53.51%-41.3pp |
| Employer contribution / active EE | $1,385 | $3,080-55.0% | $3,782-63.4% | $2,552-45.7% |
| Participant deferral / active EE | $4,229 | $4,037+4.7% | $5,096-17.0% | $4,126+2.5% |
| Admin fee / account holder | $10,911 | $7,381+47.8% | $9,162+19.1% | $7,339+48.7% |