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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,359 | $76,407+434.5% | $150,298+171.7% | $82,448+395.3% |
| Participation rate | 90.9% | 66.4%+24.5pp | 77.8%+13.1pp | 68.1%+22.8pp |
| Annual return | 13.94% | 39.99%-26.1pp | 62.79%-48.8pp | 41.64%-27.7pp |
| Employer contribution / active EE | $14,265 | $2,614+445.7% | $4,154+243.4% | $2,551+459.2% |
| Participant deferral / active EE | $8,039 | $3,214+150.1% | $5,453+47.4% | $4,139+94.2% |
| Admin fee / account holder | $2,150 | $6,352-66.2% | $14,116-84.8% | $7,234-70.3% |