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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,817 | $181,062-78.6% | $158,223-75.5% | $155,188-75.0% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 13.12% | 57.39%-44.3pp | 52.09%-39.0pp | 148.84%-135.7pp |
| Employer contribution / active EE | $1,045 | $4,565-77.1% | $4,109-74.6% | $4,248-75.4% |
| Participant deferral / active EE | $3,649 | $6,134-40.5% | $5,467-33.3% | $6,531-44.1% |
| Admin fee / account holder | $437 | $18,825-97.7% | $16,047-97.3% | $14,480-97.0% |