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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,510 | $117,846-36.8% | $102,434-27.3% | $145,884-48.9% |
| Participation rate | 79.2% | 78.6%+0.5pp | 76.5%+2.7pp | 80.3%-1.1pp |
| Annual return | 6.06% | 31.90%-25.8pp | 29.46%-23.4pp | 551.85%-545.8pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,034 | $5,733-82.0% | $5,055-79.5% | $6,690-84.5% |
| Admin fee / account holder | $1,920 | $13,356-85.6% | $9,462-79.7% | $13,392-85.7% |