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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,964 | $211,224-64.0% | $178,505-57.4% | $145,897-47.9% |
| Participation rate | 94.1% | 80.8%+13.3pp | 77.1%+17.0pp | 80.3%+13.8pp |
| Annual return | 17.50% | 30.28%-12.8pp | 27.16%-9.7pp | 552.29%-534.8pp |
| Employer contribution / active EE | $5,895 | $4,577+28.8% | $3,955+49.0% | $4,663+26.4% |
| Participant deferral / active EE | $1,645 | $6,966-76.4% | $6,280-73.8% | $6,689-75.4% |
| Admin fee / account holder | $2,356 | $12,109-80.5% | $10,428-77.4% | $13,390-82.4% |