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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,009 | $112,729+16.2% | $98,716+32.7% | $137,256-4.6% |
| Participation rate | 95.7% | 74.2%+21.4pp | 69.3%+26.4pp | 80.0%+15.7pp |
| Annual return | 16.99% | 38.48%-21.5pp | 31.81%-14.8pp | 220.34%-203.4pp |
| Employer contribution / active EE | $3,976 | $2,725+45.9% | $2,279+74.5% | $4,156-4.3% |
| Participant deferral / active EE | $6,077 | $4,640+31.0% | $4,048+50.1% | $6,407-5.1% |
| Admin fee / account holder | $1,281 | $10,129-87.4% | $8,703-85.3% | $12,270-89.6% |