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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,351 | $111,878+5.8% | $93,727+26.3% | $145,897-18.9% |
| Participation rate | 95.2% | 74.2%+21.0pp | 68.7%+26.5pp | 80.3%+14.9pp |
| Annual return | 10.87% | 204.28%-193.4pp | 133.83%-123.0pp | 552.29%-541.4pp |
| Employer contribution / active EE | $4,183 | $3,092+35.3% | $2,421+72.8% | $4,663-10.3% |
| Participant deferral / active EE | $6,157 | $4,920+25.1% | $4,417+39.4% | $6,689-8.0% |
| Admin fee / account holder | $2,148 | $10,256-79.1% | $8,292-74.1% | $13,390-84.0% |