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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,784 | $114,712-47.9% | $173,730-65.6% | $87,485-31.7% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 6.71% | 20.18%-13.5pp | 19.96%-13.2pp | 26.06%-19.3pp |
| Employer contribution / active EE | $7,631 | $2,904+162.8% | $4,577+66.7% | $2,596+193.9% |
| Participant deferral / active EE | $5,183 | $4,642+11.7% | $6,326-18.1% | $4,274+21.3% |
| Admin fee / account holder | $614 | $10,210-94.0% | $17,523-96.5% | $7,775-92.1% |