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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,784 | $115,931-48.4% | $185,441-67.8% | $86,983-31.3% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 6.71% | 21.47%-14.8pp | 20.16%-13.5pp | 25.83%-19.1pp |
| Employer contribution / active EE | $7,631 | $2,937+159.8% | $4,672+63.3% | $2,584+195.3% |
| Participant deferral / active EE | $5,183 | $4,551+13.9% | $6,152-15.7% | $4,194+23.6% |
| Admin fee / account holder | $614 | $10,687-94.3% | $17,890-96.6% | $7,856-92.2% |