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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,538 | $114,712+155.9% | $173,730+69.0% | $87,485+235.5% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 14.23% | 20.18%-6.0pp | 19.96%-5.7pp | 26.06%-11.8pp |
| Employer contribution / active EE | $15,961 | $2,904+449.6% | $4,577+248.7% | $2,596+514.8% |
| Participant deferral / active EE | $11,877 | $4,642+155.9% | $6,326+87.7% | $4,274+177.9% |
| Admin fee / account holder | $52,787 | $10,210+417.0% | $17,523+201.2% | $7,775+579.0% |