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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,538 | $123,478+137.7% | $216,567+35.5% | $94,015+212.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 81.6%+18.4pp | 70.8%+29.2pp |
| Annual return | 14.23% | 23.61%-9.4pp | 12.94%+1.3pp | 17.84%-3.6pp |
| Employer contribution / active EE | $15,961 | $3,136+409.0% | $5,216+206.0% | $2,790+472.1% |
| Participant deferral / active EE | $11,877 | $4,556+160.7% | $6,191+91.9% | $4,249+179.5% |
| Admin fee / account holder | $52,787 | $12,753+313.9% | $21,981+140.2% | $8,951+489.7% |