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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,538 | $110,137+166.5% | $161,149+82.2% | $82,637+255.2% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 14.23% | 20.69%-6.5pp | 21.16%-6.9pp | 53.51%-39.3pp |
| Employer contribution / active EE | $15,961 | $2,856+458.9% | $4,360+266.1% | $2,552+525.4% |
| Participant deferral / active EE | $11,877 | $4,575+159.6% | $6,153+93.0% | $4,126+187.9% |
| Admin fee / account holder | $52,787 | $9,467+457.6% | $15,194+247.4% | $7,339+619.3% |