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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,670 | $117,904+106.7% | $102,457+137.8% | $145,978+66.9% |
| Participation rate | 92.9% | 78.6%+14.3pp | 76.5%+16.4pp | 80.3%+12.6pp |
| Annual return | 14.85% | 31.80%-16.9pp | 29.41%-14.6pp | 550.52%-535.7pp |
| Employer contribution / active EE | $1,996 | $3,613-44.8% | $3,022-34.0% | $4,662-57.2% |
| Participant deferral / active EE | $6,157 | $5,733+7.4% | $5,054+21.8% | $6,690-8.0% |
| Admin fee / account holder | $5,346 | $13,329-59.9% | $9,451-43.4% | $13,400-60.1% |