Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,907 | $95,453+43.4% | $112,040+22.2% | $82,448+66.1% |
| Participation rate | 61.0% | 72.8%-11.8pp | 76.5%-15.5pp | 68.1%-7.1pp |
| Annual return | 16.17% | 23.92%-7.8pp | 24.52%-8.4pp | 41.64%-25.5pp |
| Employer contribution / active EE | $0 | $2,318-100.0% | $2,954-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,488 | $4,224-17.4% | $5,098-31.6% | $4,139-15.7% |
| Admin fee / account holder | $3,211 | $9,013-64.4% | $12,098-73.5% | $7,234-55.6% |