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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,490 | $172,111+116.4% | $150,298+147.8% | $137,256+171.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.11% | 69.37%-53.3pp | 62.79%-46.7pp | 220.34%-204.2pp |
| Employer contribution / active EE | $10,909 | $4,636+135.3% | $4,154+162.6% | $4,156+162.5% |
| Participant deferral / active EE | $8,327 | $6,166+35.1% | $5,453+52.7% | $6,407+30.0% |
| Admin fee / account holder | $10,451 | $16,471-36.5% | $14,116-26.0% | $12,270-14.8% |