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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $698,633 | $154,228+353.0% | $145,433+380.4% | $137,256+409.0% |
| Participation rate | 94.1% | 83.8%+10.3pp | 82.1%+12.0pp | 80.0%+14.2pp |
| Annual return | 11.79% | 74.59%-62.8pp | 66.58%-54.8pp | 220.34%-208.6pp |
| Employer contribution / active EE | $24,105 | $4,804+401.8% | $4,554+429.3% | $4,156+480.0% |
| Participant deferral / active EE | $17,214 | $8,216+109.5% | $7,897+118.0% | $6,407+168.7% |
| Admin fee / account holder | $19,223 | $14,344+34.0% | $13,129+46.4% | $12,270+56.7% |