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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,580 | $212,777-66.4% | $173,703-58.8% | $198,609-64.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 75.9%+24.1pp | 82.4%+17.6pp |
| Annual return | 13.88% | 18.82%-4.9pp | 17.46%-3.6pp | 202.70%-188.8pp |
| Employer contribution / active EE | $5,854 | $5,214+12.3% | $4,288+36.5% | $5,055+15.8% |
| Participant deferral / active EE | $1,014 | $5,697-82.2% | $4,854-79.1% | $6,977-85.5% |
| Admin fee / account holder | $1,200 | $19,536-93.9% | $15,562-92.3% | $19,030-93.7% |