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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,580 | $177,156-59.6% | $147,027-51.3% | $154,746-53.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 13.88% | 21.94%-8.1pp | 20.23%-6.4pp | 172.34%-158.5pp |
| Employer contribution / active EE | $5,854 | $4,336+35.0% | $3,626+61.4% | $4,379+33.7% |
| Participant deferral / active EE | $1,014 | $5,797-82.5% | $4,933-79.4% | $6,730-84.9% |
| Admin fee / account holder | $1,200 | $14,904-91.9% | $12,223-90.2% | $14,365-91.6% |