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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,601 | $89,532+318.4% | $103,447+262.1% | $80,925+362.9% |
| Participation rate | 96.2% | 76.0%+20.1pp | 80.5%+15.6pp | 67.7%+28.5pp |
| Annual return | 13.85% | 22.80%-8.9pp | 23.92%-10.1pp | 35.65%-21.8pp |
| Employer contribution / active EE | $4,672 | $4,023+16.1% | $4,678-0.1% | $2,756+69.5% |
| Participant deferral / active EE | $12,682 | $5,459+132.3% | $6,624+91.5% | $4,299+195.0% |
| Admin fee / account holder | $32,372 | $6,774+377.9% | $9,415+243.8% | $6,940+366.5% |