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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,601 | $89,515+318.5% | $103,065+263.5% | $80,959+362.7% |
| Participation rate | 96.2% | 76.0%+20.2pp | 80.6%+15.6pp | 67.7%+28.5pp |
| Annual return | 13.85% | 22.82%-9.0pp | 23.95%-10.1pp | 35.67%-21.8pp |
| Employer contribution / active EE | $4,672 | $4,015+16.3% | $4,675-0.1% | $2,757+69.4% |
| Participant deferral / active EE | $12,682 | $5,463+132.2% | $6,625+91.4% | $4,300+194.9% |
| Admin fee / account holder | $32,372 | $6,527+396.0% | $9,349+246.3% | $6,925+367.4% |