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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,969 | $97,550+10.7% | $120,344-10.3% | $87,485+23.4% |
| Participation rate | 79.5% | 72.8%+6.7pp | 76.7%+2.8pp | 68.9%+10.6pp |
| Annual return | 23.67% | 18.41%+5.3pp | 20.30%+3.4pp | 26.06%-2.4pp |
| Employer contribution / active EE | $709 | $2,291-69.0% | $3,020-76.5% | $2,596-72.7% |
| Participant deferral / active EE | $3,299 | $4,230-22.0% | $5,135-35.8% | $4,274-22.8% |
| Admin fee / account holder | $1,900 | $9,543-80.1% | $12,742-85.1% | $7,775-75.6% |