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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,969 | $95,453+13.1% | $112,040-3.6% | $82,448+31.0% |
| Participation rate | 79.5% | 72.8%+6.7pp | 76.5%+3.0pp | 68.1%+11.4pp |
| Annual return | 23.67% | 23.92%-0.3pp | 24.52%-0.8pp | 41.64%-18.0pp |
| Employer contribution / active EE | $709 | $2,318-69.4% | $2,954-76.0% | $2,551-72.2% |
| Participant deferral / active EE | $3,299 | $4,224-21.9% | $5,098-35.3% | $4,139-20.3% |
| Admin fee / account holder | $1,900 | $9,013-78.9% | $12,098-84.3% | $7,234-73.7% |