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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,187 | $86,949-2.0% | $102,460-16.9% | $80,959+5.2% |
| Participation rate | 82.1% | 72.4%+9.7pp | 76.5%+5.5pp | 67.7%+14.4pp |
| Annual return | 8.97% | 18.89%-9.9pp | 29.47%-20.5pp | 35.67%-26.7pp |
| Employer contribution / active EE | $1,842 | $2,370-22.2% | $3,025-39.1% | $2,757-33.2% |
| Participant deferral / active EE | $3,147 | $4,121-23.6% | $5,056-37.8% | $4,300-26.8% |
| Admin fee / account holder | $5,722 | $8,048-28.9% | $9,460-39.5% | $6,925-17.4% |