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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,988 | $73,787-18.7% | $98,716-39.2% | $82,448-27.2% |
| Participation rate | 92.2% | 61.4%+30.7pp | 69.3%+22.9pp | 68.1%+24.1pp |
| Annual return | 9.75% | 18.57%-8.8pp | 31.81%-22.1pp | 41.64%-31.9pp |
| Employer contribution / active EE | $1,740 | $1,511+15.1% | $2,279-23.7% | $2,551-31.8% |
| Participant deferral / active EE | $3,709 | $3,081+20.4% | $4,048-8.4% | $4,139-10.4% |
| Admin fee / account holder | $5,415 | $6,500-16.7% | $8,703-37.8% | $7,234-25.1% |