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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,988 | $83,898-28.5% | $133,346-55.0% | $94,015-36.2% |
| Participation rate | 92.2% | 63.4%+28.8pp | 72.8%+19.3pp | 70.8%+21.3pp |
| Annual return | 9.75% | 16.00%-6.3pp | 36.85%-27.1pp | 17.84%-8.1pp |
| Employer contribution / active EE | $1,740 | $1,821-4.4% | $2,853-39.0% | $2,790-37.6% |
| Participant deferral / active EE | $3,709 | $3,245+14.3% | $4,332-14.4% | $4,249-12.7% |
| Admin fee / account holder | $5,415 | $7,809-30.7% | $14,264-62.0% | $8,951-39.5% |