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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,988 | $76,834-21.9% | $108,359-44.6% | $87,485-31.4% |
| Participation rate | 92.2% | 61.7%+30.4pp | 70.1%+22.0pp | 68.9%+23.2pp |
| Annual return | 9.75% | 19.09%-9.3pp | 36.89%-27.1pp | 26.06%-16.3pp |
| Employer contribution / active EE | $1,740 | $1,556+11.8% | $2,399-27.5% | $2,596-33.0% |
| Participant deferral / active EE | $3,709 | $3,100+19.7% | $4,137-10.3% | $4,274-13.2% |
| Admin fee / account holder | $5,415 | $6,537-17.2% | $9,741-44.4% | $7,775-30.3% |