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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,229 | $97,550+321.6% | $120,344+241.7% | $87,485+370.1% |
| Participation rate | 96.2% | 72.8%+23.3pp | 76.7%+19.4pp | 68.9%+27.2pp |
| Annual return | 17.13% | 18.41%-1.3pp | 20.30%-3.2pp | 26.06%-8.9pp |
| Employer contribution / active EE | $6,538 | $2,291+185.4% | $3,020+116.5% | $2,596+151.8% |
| Participant deferral / active EE | $3,550 | $4,230-16.1% | $5,135-30.9% | $4,274-16.9% |
| Admin fee / account holder | $2,517 | $9,543-73.6% | $12,742-80.2% | $7,775-67.6% |