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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,229 | $100,194+310.4% | $122,979+234.4% | $86,983+372.8% |
| Participation rate | 96.2% | 73.0%+23.2pp | 77.2%+19.0pp | 69.5%+26.6pp |
| Annual return | 17.13% | 16.47%+0.7pp | 20.12%-3.0pp | 25.83%-8.7pp |
| Employer contribution / active EE | $6,538 | $2,326+181.2% | $3,062+113.5% | $2,584+153.0% |
| Participant deferral / active EE | $3,550 | $4,133-14.1% | $5,003-29.0% | $4,194-15.4% |
| Admin fee / account holder | $2,517 | $10,148-75.2% | $12,864-80.4% | $7,856-68.0% |