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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,508 | $93,345-39.5% | $119,126-52.6% | $87,485-35.4% |
| Participation rate | 95.9% | 68.7%+27.2pp | 75.8%+20.2pp | 68.9%+27.0pp |
| Annual return | 16.09% | 19.08%-3.0pp | 282.11%-266.0pp | 26.06%-10.0pp |
| Employer contribution / active EE | $1,211 | $3,172-61.8% | $4,034-70.0% | $2,596-53.4% |
| Participant deferral / active EE | $2,298 | $4,099-43.9% | $5,318-56.8% | $4,274-46.2% |
| Admin fee / account holder | $2,153 | $8,039-73.2% | $10,693-79.9% | $7,775-72.3% |