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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,062 | $159,978-28.1% | $147,041-21.7% | $145,978-21.2% |
| Participation rate | 57.9% | 84.0%-26.1pp | 82.2%-24.3pp | 80.3%-22.4pp |
| Annual return | 10.50% | 98.36%-87.9pp | 419.21%-408.7pp | 550.52%-540.0pp |
| Employer contribution / active EE | $2,066 | $5,288-60.9% | $4,935-58.1% | $4,662-55.7% |
| Participant deferral / active EE | $3,334 | $8,429-60.4% | $8,071-58.7% | $6,690-50.2% |
| Admin fee / account holder | $2,541 | $15,053-83.1% | $13,006-80.5% | $13,400-81.0% |