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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,062 | $160,040-28.1% | $147,096-21.8% | $145,877-21.1% |
| Participation rate | 57.9% | 84.0%-26.1pp | 82.2%-24.3pp | 80.3%-22.4pp |
| Annual return | 10.50% | 98.49%-88.0pp | 419.75%-409.2pp | 551.28%-540.8pp |
| Employer contribution / active EE | $2,066 | $5,289-60.9% | $4,936-58.1% | $4,663-55.7% |
| Participant deferral / active EE | $3,334 | $8,429-60.4% | $8,071-58.7% | $6,691-50.2% |
| Admin fee / account holder | $2,541 | $15,050-83.1% | $13,005-80.5% | $13,402-81.0% |