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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,376 | $74,535+30.6% | $100,712-3.3% | $82,637+17.8% |
| Participation rate | 70.3% | 61.2%+9.1pp | 69.3%+1.0pp | 68.1%+2.2pp |
| Annual return | 11.40% | 18.92%-7.5pp | 33.27%-21.9pp | 53.51%-42.1pp |
| Employer contribution / active EE | $1,544 | $1,503+2.8% | $2,313-33.2% | $2,552-39.5% |
| Participant deferral / active EE | $3,455 | $3,074+12.4% | $4,085-15.4% | $4,126-16.3% |
| Admin fee / account holder | $4,615 | $6,576-29.8% | $9,256-50.1% | $7,339-37.1% |