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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,376 | $77,574+25.5% | $108,753-10.5% | $86,983+11.9% |
| Participation rate | 70.3% | 62.3%+8.0pp | 71.1%-0.8pp | 69.5%+0.7pp |
| Annual return | 11.40% | 18.42%-7.0pp | 37.47%-26.1pp | 25.83%-14.4pp |
| Employer contribution / active EE | $1,544 | $1,611-4.1% | $2,427-36.4% | $2,584-40.2% |
| Participant deferral / active EE | $3,455 | $3,128+10.4% | $4,115-16.0% | $4,194-17.6% |
| Admin fee / account holder | $4,615 | $6,529-29.3% | $10,320-55.3% | $7,856-41.3% |