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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,423 | $88,672-12.7% | $105,223-26.4% | $82,448-6.1% |
| Participation rate | 75.0% | 67.9%+7.1pp | 75.0%0pp | 68.1%+6.9pp |
| Annual return | 11.52% | 30.86%-19.3pp | 180.65%-169.1pp | 41.64%-30.1pp |
| Employer contribution / active EE | $3,303 | $3,048+8.4% | $3,689-10.4% | $2,551+29.5% |
| Participant deferral / active EE | $6,521 | $4,036+61.6% | $5,072+28.6% | $4,139+57.5% |
| Admin fee / account holder | $4,111 | $7,146-42.5% | $8,859-53.6% | $7,234-43.2% |