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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,423 | $93,345-17.1% | $119,126-35.0% | $87,485-11.5% |
| Participation rate | 75.0% | 68.7%+6.3pp | 75.8%-0.8pp | 68.9%+6.1pp |
| Annual return | 11.52% | 19.08%-7.6pp | 282.11%-270.6pp | 26.06%-14.5pp |
| Employer contribution / active EE | $3,303 | $3,172+4.2% | $4,034-18.1% | $2,596+27.2% |
| Participant deferral / active EE | $6,521 | $4,099+59.1% | $5,318+22.6% | $4,274+52.6% |
| Admin fee / account holder | $4,111 | $8,039-48.9% | $10,693-61.6% | $7,775-47.1% |