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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,793 | $79,223+13.3% | $102,460-12.4% | $74,478+20.6% |
| Participation rate | 82.4% | 74.8%+7.6pp | 76.5%+5.8pp | 67.2%+15.1pp |
| Annual return | 11.94% | 54.98%-43.0pp | 29.47%-17.5pp | 1370.56%-1358.6pp |
| Employer contribution / active EE | $0 | $2,363-100.0% | $3,025-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $4,823 | $4,417+9.2% | $5,056-4.6% | $4,350+10.9% |
| Admin fee / account holder | $11,262 | $2,003+462.2% | $9,460+19.0% | $1,946+478.8% |