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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY11+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $11,362 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,703 | $92,224-59.1% | $105,223-64.2% | $79,634-52.7% |
| Participation rate | 82.5% | 69.2%+13.4pp | 75.0%+7.5pp | 62.5%+20.0pp |
| Annual return | 10.87% | 88.65%-77.8pp | 180.65%-169.8pp | 36.46%-25.6pp |
| Employer contribution / active EE | $1,218 | $3,965-69.3% | $3,689-67.0% | $2,529-51.8% |
| Participant deferral / active EE | $3,354 | $3,834-12.5% | $5,072-33.9% | $3,835-12.5% |
| Admin fee / account holder | $20 | $1,121-98.3% | $8,859-99.8% | $1,002-98.0% |