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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $8,820 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,948 | $83,023-51.9% | $102,437-61.0% | $77,762-48.6% |
| Participation rate | 80.1% | 71.5%+8.6pp | 74.5%+5.6pp | 70.6%+9.5pp |
| Annual return | 11.10% | 19.12%-8.0pp | 24.95%-13.8pp | 31.27%-20.2pp |
| Employer contribution / active EE | $1,127 | $3,552-68.3% | $3,871-70.9% | $2,728-58.7% |
| Participant deferral / active EE | $3,181 | $4,110-22.6% | $5,060-37.1% | $4,651-31.6% |
| Admin fee / account holder | $16 | $639-97.5% | $8,388-99.8% | $433-96.3% |