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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,319 | $114,712+300.4% | $173,730+164.4% | $87,485+425.0% |
| Participation rate | 92.3% | 73.0%+19.3pp | 79.6%+12.7pp | 68.9%+23.4pp |
| Annual return | 12.07% | 20.18%-8.1pp | 19.96%-7.9pp | 26.06%-14.0pp |
| Employer contribution / active EE | $10,717 | $2,904+269.0% | $4,577+134.1% | $2,596+312.8% |
| Participant deferral / active EE | $6,806 | $4,642+46.6% | $6,326+7.6% | $4,274+59.3% |
| Admin fee / account holder | $19,136 | $10,210+87.4% | $17,523+9.2% | $7,775+146.1% |