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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,970 | $114,119+33.2% | $107,187+41.8% | $138,895+9.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 5.05% | 273.21%-268.2pp | 204.55%-199.5pp | 145.39%-140.3pp |
| Employer contribution / active EE | $4,585 | $4,059+13.0% | $3,782+21.2% | $4,194+9.3% |
| Participant deferral / active EE | $6,403 | $5,538+15.6% | $5,096+25.6% | $6,396+0.1% |
| Admin fee / account holder | $7,848 | $10,024-21.7% | $9,162-14.3% | $12,562-37.5% |