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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,020 | $94,031+75.5% | $115,768+42.5% | $82,448+100.2% |
| Participation rate | 61.3% | 70.4%-9.1pp | 74.4%-13.1pp | 68.1%-6.7pp |
| Annual return | 15.24% | 20.61%-5.4pp | 100.46%-85.2pp | 41.64%-26.4pp |
| Employer contribution / active EE | $926 | $2,323-60.1% | $2,940-68.5% | $2,551-63.7% |
| Participant deferral / active EE | $2,394 | $3,972-39.7% | $4,917-51.3% | $4,139-42.2% |
| Admin fee / account holder | $6,670 | $10,249-34.9% | $12,439-46.4% | $7,234-7.8% |