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| Provider | Service type | Compensation |
|---|---|---|
FROST BANK6 years Service code 27 · EIN 74-6036463 | Advisory (Plan) | $116,813 |
Service code 37 · EIN 04-2647786 | Loan Processing | $3,489 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,368 | $122,219-17.1% | $147,096-31.1% | $199,921-49.3% |
| Participation rate | 87.9% | 78.3%+9.6pp | 82.2%+5.7pp | 72.0%+15.9pp |
| Annual return | 78.10% | 30.59%+47.5pp | 419.75%-341.6pp | 34.28%+43.8pp |
| Employer contribution / active EE | $3,514 | $4,096-14.2% | $4,936-28.8% | $3,035+15.8% |
| Participant deferral / active EE | $5,845 | $8,503-31.3% | $8,071-27.6% | $5,089+14.9% |
| Admin fee / account holder | $65 | $179-63.8% | $13,005-99.5% | $269-75.9% |