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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ALERA INVESTMENT ADVISORS Service code 26 · EIN 82-1301707 | Advisory (Participants) | $29,196 |
Filed as: WILSHIRE ASSOCIATES INC Service code 26 · EIN 95-2755361 | Advisory (Participants) | $1,168 |
Filed as: JOHN HANCOCK LIFE INS CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $1,018 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Opinion is qualified - a specific issue limited the scope or accuracy of the audit.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,695 | $55,470-10.4% | $155,556-68.1% | $74,478-33.3% |
| Participation rate | 54.0% | 61.9%-7.9pp | 78.2%-24.3pp | 67.2%-13.3pp |
| Annual return | 21.06% | 269.80%-248.7pp | 64.84%-43.8pp | 1370.56%-1349.5pp |
| Employer contribution / active EE | $0 | $2,267-100.0% | $4,675-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $2,145 | $2,838-24.4% | $5,631-61.9% | $4,350-50.7% |
| Admin fee / account holder | $364 | $1,744-79.1% | $15,885-97.7% | $1,946-81.3% |