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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,408 | $101,763-39.7% | $164,866-62.8% | $80,874-24.1% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 9.75% | 16.73%-7.0pp | 69.97%-60.2pp | 35.62%-25.9pp |
| Employer contribution / active EE | $3,067 | $2,954+3.8% | $4,343-29.4% | $2,756+11.3% |
| Participant deferral / active EE | $2,470 | $4,477-44.8% | $6,033-59.1% | $4,297-42.5% |
| Admin fee / account holder | $4,206 | $8,228-48.9% | $12,689-66.8% | $6,935-39.3% |