Retirement plan

THE RK GROUP 401(K) PROFIT SHARING PLAN

Name: CATERING BY ROSEMARY, INC. - THE RK GROUP 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: CATERING BY ROSEMARY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE RK GROUP 401(K) PROFIT SHARING PLAN, CATERING BY ROSEMARY, INC.

CATERING BY ROSEMARY, INC.EIN 74-1611332Plan #001PY 2025

PO BOX 1361 - SAN ANTONIO, TX 78295210-223-2680cateringbyrosemary.comLinkedIn201-500 employees

Prospect flagsLow participationCorrective distributions

How to read this page

Total assets (EOY)

$9.4M

+16.8% from 2024

Total participants

952

+10.7% from 2024

Average account balance

$25,765

+16.8% from 2024

Annual return

12.16%

-4.03 pp from 2024

Benchmarks

See 1,292 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants250-999

Cohort1,292 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.43M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$26K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

366

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

30.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$865K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.16%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$182

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
NEWPORT GROUP, INC.4 years Service code 13 · EIN 27-2037969	Contract Administrator	$34,807
RBC WEALTH MANAGEMENT8 years Filed as: RBC WEALTH MGMT A DIV OF RBC CAP Service code 27 · EIN 41-1416330	Advisory (Plan)	$29,621
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 60	Sub-TA Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J2S2T3D3F3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$67K

$79 / participant

Recordkeeping$21K31.6%
Trustee / custodial$2K3.1%
Investment mgmt$30K44.5%
Contract admin$14K20.7%

% of EOY assets

0.705%

all-in expense ratio

Categories reported

4 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PEGGY S. EDGE, CPA, LLC
Auditor EIN: 264527814
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$25,765

$69,255-62.8%

$136,833-81.2%

$69,255-62.8%

Participation rate

30.2%

69.0%-38.8pp

59.0%-28.8pp

69.0%-38.8pp

Annual return

12.16%

26.73%-14.6pp

35.32%-23.2pp

26.73%-14.6pp

Employer contribution / active EE

$2,645-100.0%

$1,319-100.0%

$2,645-100.0%

Participant deferral / active EE

$1,030

$2,890-64.4%

$2,441-57.8%

$2,890-64.4%

Admin fee / account holder

$182

$733-75.2%

$4,706-96.1%

$733-75.2%

Provider

Service type

Compensation

NEWPORT GROUP, INC.4 years

Service code 13 · EIN 27-2037969

Contract Administrator

$34,807

RBC WEALTH MANAGEMENT8 years

Filed as: RBC WEALTH MGMT A DIV OF RBC CAP

Service code 27 · EIN 41-1416330

Advisory (Plan)

$29,621

FIDELITY INVESTMENTS INSTITUTIONAL11+ years

Service code 60

Sub-TA Fees

THE RK GROUP 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE RK GROUP 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion