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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,369 | $102,422-83.0% | $147,117-88.2% | $80,959-78.5% |
| Participation rate | 85.9% | 75.9%+10.0pp | 82.2%+3.7pp | 67.7%+18.2pp |
| Annual return | 11.92% | 135.16%-123.2pp | 420.54%-408.6pp | 35.67%-23.7pp |
| Employer contribution / active EE | $1,759 | $3,717-52.7% | $4,932-64.3% | $2,757-36.2% |
| Participant deferral / active EE | $2,995 | $6,652-55.0% | $8,065-62.9% | $4,300-30.4% |
| Admin fee / account holder | $362 | $7,953-95.4% | $12,993-97.2% | $6,925-94.8% |